How benefits before 1 April 2015 are worked out
If you joined before April 2015, your benefits for membership before then were built up in the earlier career average scheme. They were not built up in the final salary section of the LGPS.
For membership before 1 April 2009, you receive a pension of 1/80th of your career average pay plus an automatic tax-free lump sum of three times your pension.
For membership built up between 1 April 2009 to 31 March 2015, you receive a pension of 1/60th of your career average pay as a pension.
Career average pay is the average of your pensionable pay over your period of LGPS membership. When calculating this, the pensionable pay for all years (1 April to 31 March), other than for the year in which you leave, is revalued to take into account the cost of living (as measured by the Retail Prices Index).