Local Government Pension Scheme

The contributions you pay to the LGPS are tax-free up to certain limits. You may have to pay tax if your pension savings are more than those limits. The Government has recently made changes to these limits: The money purchase and tapered annual allowance limits have also changed. See the...

Both you and your employer pay contributions to pay for your LGPS pension. How much you pay depends on how much you earn. You will pay between 5.5% and 12% of your pensionable pay. Every April your employer will decide your contribution rate. If you have more than one job,...

Pensions awareness week is taking place between 31 October and 4 November. It’s a great reminder to think about how much income you’ll need in retirement, as well as how your LGPS pension works. Check out our short videos to learn about what a pension is, how your pension works,...

Your pension fund must provide you with an annual statement by 31 August every year if you are an active or deferred member. Your pension fund will most likely provide your statement by making it available on their online pension portal. If you have not been notified that your statement...

Hello and welcome to our new website. This site is for members of the Local Government Pension Scheme (LGPS) in Scotland and their families. Pensions can appear complicated, so we decided it’s time for a change. We’ve transformed our brand and created a national website to help you understand your...