Skip to content

For members of the Local Government Pension Scheme in Scotland

Buy lost pension calculator



You can pay additional pension contributions to buy back lost pension if you are away from work with no pay. You can do this if you are in either the main or 50/50 section of the LGPS.

If you elect to buy back the lost pension within 30 days of returning to work your employer will meet two thirds of the cost (unless you were on strike). You can spread the cost of buying the lost pension by making regular payments from your salary or you can pay by lump sum. If you pay tax, you will get tax relief on the additional contributions you make.

Sometimes you will still be building up pension if you are away from work with no pay, such as sickness. If this applies there is no lost pension to buy. See the terms and conditions - Opens in a new browser window for other circumstances when this applies.


Personal details

* Denotes a required field

The allowed age range for this field is 16 - 74.

Payment details

* Denotes a required field



Yearly pension lost during absence £
cost to you (before tax relief) £
cost to your employer £
Total cost £
Years of agreement
Pension added to account each year of agreement £
Your age
Your Normal Pension Age (NPA) 65
Based on a cost of £ per £100 of lost pension (before tax relief)

About your results


Apply for lost pension

To apply for a lost pension APC based on the quote above complete the personal details below, check the box to confirm you have read the terms and conditions then print and send your application form


To enter a digital signature and date click on 'sign and download application'. Alternatively, please print and complete the application and send to your pension fund.


Next steps

You should now send the application form to your employer for approval.

Your local pension fund will let you know if they require you to submit a medical report before your application can be accepted.

Was this page helpful?