Skip to content

For members of the Local Government Pension Scheme in Scotland

What happens if…?

I am protected by the underpin and I have deferred benefits?

I am protected by the underpin and I have deferred benefits?

If you left the LGPS with deferred benefits before 1 October 2023, your pension fund will look again at your record. They will work out provisional underpin figures for you. These will give you an indication of whether your pension will increase when you take it. They will work out the final figures when you take your pension.

Your pension fund will provide provisional underpin figures in your annual deferred benefit statement from the year 2025 onwards.

If you leave the LGPS with deferred benefits from 1 October 2023 onwards, your pension fund will take the underpin into account when they work out your deferred benefits. They will work out provisional underpin figures for you as at the date you left the Scheme. These will give an indication of whether your pension will increase. Underpin figures will also be included in annual deferred benefit statements from 2025 onwards.


Was this page helpful?