Ill health tiers
What you are paid depends on which benefit tier you qualify for. Your employer decides on the appropriate tier. The benefits payable under the different tiers and the qualifying conditions are set out below.
Tier 1
You qualify for Tier 1 if you are unlikely to be capable of gainful employment before your Normal Pension Age. The ill health benefits you would receive are:
- the pension you have already built up on your date of leaving
- no reduction for early payment
- plus the pension you would have built up in the main section of the LGPS from your leaving date to your Normal Pension Age.
A Tier 1 pension is paid for the rest of your life. The increase to your pension under Tier 1 is based on your Assumed Pensionable Pay. You can find out more about Assumed Pensionable Pay in the next section.
Tier 2
You qualify for Tier 2 if you are likely to be able to undertake gainful employment before your Normal Pension Age. The ill health benefits you would receive are:
- the pension you have already built up on your date of leaving
- no reduction for early payment
- plus 25% of the pension you would have built up in the main section of the LGPS from your leaving date to your Normal Pension Age.
A Tier 2 pension is paid for the rest of your life. The increase to your pension under Tier 2 is based on your Assumed Pensionable Pay. You can find out more about Assumed Pensionable Pay in the next section.