A list of questions on popular topics. This is where you will find information about death benefits, the McCloud court case and pensions and divorce.
Many people pay into the LGPS in more than one job at the same time. If this applies to you and you leave one or more of those jobs, but not all of them, your LGPS pension will be affected. Your pension from the job that has ended will be transferred automatically to your continuing pension account.
If you qualified for a deferred pension in the post that has ended, you may elect to keep your benefits separate. Your pension fund will give you more information that will help you make your decision. You must make this choice within 12 months of the date the job ended, unless your employer allows you longer. This is an employer discretion and you can ask your employer what their policy is.
If you joined the LGPS before 1 April 2015 in the post that has ended, you would be transferring final salary membership to your ongoing pension account. This final salary membership is adjusted to reflect the difference in the whole-time rates of pay in the job that has ended and the continuing job. When you eventually leave the scheme, your final salary benefits will be based on the pay in the continuing job. If the continuing job is higher paid, the final salary membership is reduced. If the continuing job is lower paid, the final salary membership is increased.
If your job is transferred to a private contractor, your pension may be affected. Normally, there are two possible outcomes: